Here you'll find the latest updates from Federal Student Aid and the U.S. Department of Education; and links to useful information regarding federal student loans, repayment plans, and the Public Service Loan Forgiveness (PSLF) program.
Updates
Graduate PLUS Loans: What's Changing?
The Grad PLUS loan program will be eliminated for new borrowers beginning July 1, 2026. This change is part of the "One Big Beautiful Bill" signed into law in July 2025, which overhauls federal student loan programs.
Legacy Provision for Current Direct Loan Borrowers:
Students who have previously borrowed a Direct Loan (Unsubsidized or Graduate PLUS) before July 1, 2026, for their current degree program can continue borrowing under the current loan programs and limits for up to three additional academic years or until program completion, whichever comes first. Eligibility is contingent upon remaining enrolled in the same program.
Professional Annual and Aggregate Loan Limits - Effective July 1, 2026:
Applies to new federal loan borrowers:
- Annual professional student loan limit: $50,000*
- Total aggregate for professional student loans: $200,000
- Lifetime aggregate for ALL federal loans - $257,500
- This applies to all federal student loans, including Undergraduate, Graduate, and Professional Degree loans
*Current Subsidized/Unsubsidized loan limits for medical students are:
- Annual: MS1 $42,722; MS2 $40,500; MS3 $47,167; MS4 $44,944
- Aggregate: $224,000; including Undergraduate, Graduate, and Professional Degree loans)
- Grad PLUS loans do not have an aggregate limit
New and Improved Student Loan Servicer Websites
All federal student loan servicers transitioned to a loan servicing platform hosted under the studentaid.gov domain. Servicer websites include official Federal Student Aid (FSA) branding so borrowers can easily distinguish authentic federal loan information from potential scams. Email communication from servicers will now come from addresses ending in ".gov" rather than ".com". This new loan servicing environment is designed to modernize and improve the borrower experience by offering a more user-friendly, streamlined, and consistent interface, regardless of your assigned servicer.
Here are the links to the new loan servicing platforms for each servicer:
Borrowers will be able to use their FSA ID and password to log in to both their servicer’s website and StudentAid.gov, eliminating the need to manage multiple usernames and passwords.
Ultimately, the goal of Federal Student Aid (FSA) is to simplify and streamline the repayment process for borrowers by having them manage and repay their federal student loans on StudentAid.gov, rather than on their servicer's websites. Be patient, as this will happen in stages over the coming years.