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Student Finance

Academic Success

Cost of Attendance

It is important to recognize that certain Cost of Attendance (COA) components are estimates based on individual circumstances.  Some students may experience costs that are less than those published.  The COA is re-evaluated annually by the Office of Student Finance and is composed of actual and approximate costs that students can expect to incur during their academic year. These costs vary based on the year in school and serve as a cornerstone of financial aid packaging.

Allowable Components

  • Tuition

    The tuition rate is the same for in-state and out-of-state residents and is subject to change from year to year.

  • Fees

    Costs that support student activities, both at the Zucker School of Medicine and Hofstra University.

  • Room

    Costs associated with your individual housing status.

    • On-campus:  Room rates and associated fees are determined by Hofstra University for students living in the graduate residence halls.
    • Off-campus:  Costs are determined by an average of rent and utilities for a one-bedroom apartment, through departmental research and as reported by current Zucker School of Medicine students through the Office of Student Finance annual survey.
    • With Parent:  The assumption is that the parent(s) are subsidizing room and board costs.
  • Board

    Costs are intended to reflect the average cost of meals during the academic year, based on-campus meal plan costs and the Office of Student Finance annual survey results.

  • Books and Supplies

    Encompasses educational materials required by the program for each academic year.

  • Personal Expenses

    Estimated costs for clothing, grooming, personal hygiene, entertainment, etc. for the academic year.

  • Transportation

    Estimated costs of traveling to and from campus and other educational training sites, in addition to the cost of operating and maintaining a vehicle.  The Office of Student Finance uses the Internal Revenue Service's annual standard mileage rate to calculate the mileage component.

  • Education Loan Fees

    Fees assessed by the Department of Education for the origination and disbursement of Federal Direct loans. An average amount is included for each academic year.

  • USMLE Fees

    Includes expenses associated with the United States Medical Licensing Exam. Transportation and lodging expenses are included for the Step 2 Clinical Skills exam taken during the fourth year.

Additional Allowances

Health Insurance:  All students are required to have health insurance, however, the cost is not included in the standard COA.  Students who purchase an insurance plan either through ZSOM or outside entity may submit a COA Budget Adjustment Request to include the cost in the COA.

Other Allowances

Individual circumstances and emergencies may arise that will cause expenses to fall outside of the standard COA.  Students must provide the Office of Student Finance with a COA Budget Adjustment Request.

Examples include:

  • Medical and dental expenses not covered by health insurance
  • Unexpected auto expenses that arise during the course of study
  • Expenses associated with purchasing a computer (up to a predetermined amount)
  • Costs associated with caring for a dependent

Cost of Away Rotations and Residency Interviews

Reimbursement requests for the costs associated with away rotations and residency interviews can be submitted to the Office of Student Finance. These requests will be evaluated on a case-by-case basis and only students in their final year of study will be considered. Students interested in submitting such a request must contact the Office of Student Finance for further information.

The Office of Student Finance cannot increase the cost of attendance for non-allowable costs including, but not limited to:

  • Cost of purchasing or leasing a new vehicle
  • Other consumer debt payments (credit card, personal loan, etc.)
  • Moving expenses and security deposits
  • Costs associated with furnishing off-campus housing
  • Residency relocation expenses

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