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Student Finance

Academic Success

Cost of Attendance

It is important to recognize that certain Cost of Attendance (COA) components are estimates based on individual circumstances.  Some students may experience costs that are less than those published.  The COA is re-evaluated annually by the Office of Student Finance, and is composed of actual and approximate costs that students can expect to incur during their academic year. These costs vary based on the year in school and serve as a cornerstone of financial aid packaging.

Allowable Components

  • Tuition

    The tuition rate is the same for in-state and out-of-state residents, and is subject to change from year to year.

  • Fees

    Costs that support student activities, both at the Zucker School of Medicine and at Hofstra University.

  • Room

    Costs associated with your individual housing status.

    • On-campus:  Room rates and associated fees are determined by Hofstra University for students living in the graduate residence halls.
    • Off-campus:  Cost are determined by an average of rent and utilities, as reported by current Zucker School of Medicine students through the Office of Student Finance annual survey.
    • With parent:  The assumption is that the parent(s) are subsidizing room and board costs.
  • Board

    Costs are intended to reflect the average cost of meals during the academic year, based on the Office of Student Finance annual survey results.

  • Books and Supplies

    Encompasses educational materials required by the program for each academic year.

  • Personal Expenses

    Estimated costs for clothing, grooming, personal hygiene, entertainment, etc. for the academic year.

  • Transportation

    Estimated costs of traveling to and from campus and other educational training sites, in addition to the cost of operating and maintaining a vehicle.  The Office of Student Finance uses the Internal Revenue Service's annual standard mileage rate to calculate this component.

  • Education Loan Fees

    Fees assessed by the Department of Education for the origination and disbursement of Federal Direct loans. An average amount is included for each academic year.

  • USMLE Fees

    Includes expenses associated with the United States Medical Licensing Exam. Transportation and lodging expenses are included for the Step 2 Clinical Skills exam taken during the fourth year.

Additional Allowances

Health Insurance:  All students are required to have health insurance; however, the cost is not included in the standard COA.  Students that choose to purchase an insurance plan should submit a COA Budget Adjustment Request

Other Allowances

Individual circumstances and emergencies may arise that will cause expenses to fall outside of the standard student budget.  Students must provide the Office of Student Finance with a Cost of Attendance Budget Adjustment Request

Examples include:

  • Medical and dental expenses not covered by health insurance
  • Unexpected auto expenses that arise during the course of study
  • Expenses associated with purchasing a computer (up to a predetermined amount)
  • Costs associated with caring for a dependent

Cost of Away Rotations and Residency Interviews

Reimbursement requests for the costs associated with away rotations and residency interviews can be submitted to the Office of Student Finance. These requests will be evaluated on a case-by-case basis and only students in their final year of study will be considered. Students interested in submitted such a request must contact the Director of Student Finance to discuss the process and available options.

The student budget can and will not be adjusted to include certain expenses. There are no exceptions. They are not limited to, but include the following:

  • The cost of purchasing or leasing a new vehicle
  • Consumer debt costs, i.e., credit cards
  • Costs associated with furnishing off-campus housing
  • USMLE preparatory course expenses
  • Relocation costs

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