Calculating Cost of Attendance

It is important to recognize that certain Cost of Attendance (COA) components are estimates based on individual circumstances.  Some students may experience costs that are less than those published. 

The COA is re-evaluated annually by the Office of Student Finance and is composed of actual and approximate costs that students can expect to incur during their academic year. These costs vary based on the year in school and serve as a cornerstone of financial aid packaging.

Please contact the Office of Student Finance with any questions regarding the cost of attendance. 

Allowable Components

The tuition rate is the same for in-state and out-of-state residents and is subject to change from year to year.

Costs that support student activities, both at the Zucker School of Medicine and Hofstra University.

Costs associated with your individual housing status.

  • On-campus:  Room rates and associated fees are determined by Hofstra University for students living in the graduate residence halls.
  • Off-campus:  Costs are determined by an average of rent and utilities for a one-bedroom apartment, through departmental research and as reported by current Zucker School of Medicine students through the Office of Student Finance annual survey.
  • With Parent:  The assumption is that the parent(s) are subsidizing room and board costs.

Costs are intended to reflect the average cost of meals during the academic year, based on on-campus meal plan costs and the Office of Student Finance annual survey results.

Includes the cost of print versions of required books and other educational supplies and materials required by the program for each academic year. 

Estimated costs for clothing, grooming, personal hygiene, entertainment, etc. for the academic year.

Estimated costs of traveling to and from campus and other educational training sites.  The Office of Student Finance uses the Internal Revenue Service's annual standard mileage rate to calculate the mileage component.

Fees assessed by the Department of Education for the origination and disbursement of Federal Direct loans. An average amount is included for each academic year.

Includes registration fees associated with the required United States Medical Licensing Exams (USMLE).

Additional Allowances

Health Insurance:  All students are required to have health insurance, however, the cost is not included in the standard COA.  Students who purchase an insurance plan either through ZSOM or an outside entity may submit a COA Budget Adjustment Request to include the cost in the COA.

Other Allowances

Individual circumstances and emergencies may arise that will cause expenses to fall outside of the standard COA.  Students must provide the Office of Student Finance with a COA Budget Adjustment Request.

Examples may include:

  • Medical and dental expenses not covered by health insurance
  • Unexpected auto expenses that arise during the course of study
  • Expenses associated with purchasing a computer (up to a predetermined amount)
  • Costs associated with caring for a dependent

Cost of Away Rotations and Residency Interviews

Cost of attendance increase requests for expenses associated with away rotations and residency interviews can be submitted to the Office of Student Finance. These requests will be evaluated on a case-by-case basis and only students in their final year of study will be considered. Requests must be submitted after the student has already incurred these costs and can provide appropriate supporting documentation. Students interested in submitting such a request must contact the Office of Student Finance for further information.